How to Pay Bills Online in Romania

One of the first challenges for newcomers to Romania is figuring out how to handle everyday tasks like paying bills. The good news is that while paper invoices and in-person payments are still common, online payment options have become much easier in recent years. Here’s a simple guide to help you pay your bills online in Romania.

1. Through Your Bank’s Online Platform

Most major Romanian banks (BCR, BRD, ING, BT, Raiffeisen, etc.) allow you to pay bills directly through their online banking or mobile apps.

• How it works:
  • Log in to your bank’s platform.
  • Go to the Payments or Utilities section.
  • Select the service provider (electricity, gas, internet, etc.).
  • Enter the customer code or reference number shown on your bill.
  • Confirm the payment.
• Tip: Many banks let you save the provider as a “favourite,” so future payments are quicker.

2. Using Payment Platforms (e.g. Ghiseul.ro)

The Romanian government’s platform Ghiseul.ro allows you to pay taxes, fines, and certain utilities online.

• How it works:
  • Register with your CNP (personal number) and an activation code from your local tax authority.
  • Once registered, you can pay taxes, local fees, and some bills directly.
• Tip: Ghiseul.ro is especially useful for paying property taxes and road taxes.

3. Direct Utility Company Websites & Apps

Most utility providers (Enel, Electrica, Digi, Orange, Vodafone, ApaNova, etc.) have their own websites and mobile apps.

• How it works:
  • Create an online account using your customer code.
  • Link your account to your contract.
  • Pay bills with a debit/credit card directly.
• Tip: Some providers also let you set up automatic payments.

4. Online Payment Services & Terminals

Services like PayPoint, SelfPay, and even some supermarket chains let you pay bills online or via kiosks.

• How it works:
  • Enter your customer code.
  • Pay with your preferred method.
• Tip: These are useful if you don’t have a Romanian bank account yet.

5. Mobile Wallets & Fintech Apps

Apps like Revolut and Monese (popular among expats) can sometimes be used to pay Romanian bills, though with fewer direct integrations compared to local banks.

• Tip: If you receive your salary or transfers into a Revolut account, you can set up recurring card payments to utility providers.

Final Thoughts

Paying bills in Romania may feel old-fashioned at first if you’re handed paper invoices, but online solutions are now widespread. With a local bank account and a few saved payment templates, you can manage everything from your phone in minutes. Over time, you’ll find the process not only manageable but surprisingly efficient.